Australians took more than 3.5 million trips to Asia in the past year. Indonesia (especially Bali), Thailand, Malaysia, Philippines, Vietnam, Singapore and Cambodia are the most popular destinations in the region. This is especially the case for young Australian travellers, who are attracted by low prices, the range of activities, and the easy-going lifestyle.
However, all international travel involves risks. You may have an accident or illness that lands you in hospital; you may even need to be repatriated to Australia. So it’s important to take out appropriate insurance for your trip.
Some Australians still naively believe their government will bail them out if they become sick or are injured and aren’t covered by travel insurance.
But while Australian diplomatic legations can provide details of local doctors and hospitals in an emergency, they won’t pay for medical or psychiatric services or medications.
Check the fine print
Some insurance claims run to hundreds of thousands of dollars, especially if the person requires extensive treatment in an intensive care unit.
Most reputable travel insurance companies offer substantial medical coverage.
They generally provide unlimited cover for any illness or accident experienced overseas. This includes covering the costs of treatment, hospitalisation, medication, surgery and, if necessary, evacuation or repatriation.
Some cheaper policies may require travellers to pay an excess on their premium for unlimited medical coverage.
Travellers are covered for tropical diseases such as Malaria, Zika and other conditions which can be contracted while travelling.
Many adventurous travellers engage in high risk activities but these are not necessarily covered by travel insurance policies. Travellers who plan to ski, bungee jump, mountaineer, abseil, trek or engage in other risky activities, should choose your insurance cover carefully.
This Choice guide is a good place to start. It explains traps and exclusions that may apply to insurance cover for loss, injury or illness.
Few travel insurance companies will cover policy-holders for treatment related to pre-existing medical conditions, including pregnancy or heart attacks at any age.
Travellers who need medical treatment from injuries incurred while intoxicated by drugs or alcohol may also have their claims rejected.
Australians who are injured in a motorbike accident abroad may find their claims rejected if they don’t have a motorbike licence in Australia and especially if they aren’t wearing a helmet (even if it isn’t required in the country they’re riding in).
Insurance companies’ definition of a senior can range from age 50 to over 80, but in many cases premiums will rise from age 75.
Some travel insurance companies have more stringent fitness requirements and require more medical documentation for senior travellers, especially those who have previously had a heart attack.
Reading the fine print of an insurance policy or obtaining expert advice is one of the least glamorous aspects of travel planning but it’s an essential part of minimising risk for your trip.
Every other year, retired couple Jorg and Jan journey some 5,000 kilometres in their campervan from Port Fairy in southeastern Australia to Broome in the far northwest for a change of lifestyle and scenery. There they catch up with other couples from across the nation, who often converge on the beach for communal dinners. Jorg and Jan’s break lasts several weeks.
They are two of tens of thousands of retired adults travelling independently across the continent at any given time in search of adventure, warmer weather and camaraderie after a lifetime of hard work. These part-time nomadic adventurers, or grey nomads, have recast the image of Australia’s ageing population. Rather than being inert and conservative, or in need of care, these older Australians are champions of a radical type of urbanism: dwellings are mobile, infrastructure is portable or pluggable, social networks are sprawled, and adherents are on the move daily or weekly.
Grey nomad is a term used to describe Australians over 55 years old who travel for an extended time – from weeks to months – and cover more than 300 kilometres in a day across semi-arid and coastal Australia. The term was popularised following the 1997 Australian documentary Grey Nomads, which captured the phenomenon of older travellers who made their homes wherever they parked.
What is the scale of grey nomadism?
Travellers, including grey nomads, contribute to a “roaming economy”: decentralised dwelling results in decentralised spending. The Western Australian government estimated in its Caravan and Camping Visitor Snapshot 2016 report that 1.54 million domestic visitors spent time in caravans or camping, contributing more than A$1 billion to the state economy.
According to the Campervan & Motorhome Club of Australia, RV drivers spend an average of $770 per week. And their value to a remote place extends beyond economic capital to human capital. Grey nomads often provide labour (such as gardening, house-sitting or their pre-retirement professional skills) in exchange for a place to park or for extra income.
But while many nomads go off-grid, carrying their solar panels and generators, others are just looking for free reserves to park in. Beyond the site and its amenities – such as power, water, showers or flushing toilets – qualities such as “authenticity” are important to nomads, as highlighted by Mandy Pickering. Sites should feel remote rather than urban.
Will future generations be as fortunate?
The rise of the grey nomad over the past half-century has been made possible through the ability of ageing Australians to fund this retirement lifestyle. They might sell their houses (some may simply benefit from having secure accommodation), withdraw their superannuation or receive government benefits. Nomadism is a reward after a lifetime entangled in an economic and social system that keeps the individual tied to a stable workplace and place to live.
For future generations, the outlook in terms of grey nomadism being a viable retirement lifestyle is not especially bright. Home ownership is sliding out of reach for many younger people. And many are enmeshed in the gig economy, meaning they are not receiving employer superannuation contributions.
Future generations may be so much in debt or living in such straitened circumstances that they cannot retire to a life of leisurely travel.
While grey nomadism might not be a sustainable model in the future, the lifestyle demonstrates how future generations of nomads – not necessarily grey – can live cheaply while populating regional centres for weeks or months, bringing economic and human capital to these remote places. These nomads will be able to work on their laptops in the public libraries, cafes, share houses and co-working spaces of country towns, accessing work remotely through cloud-based telecommunications.
They might not come in campervans but be dropped off in driverless vehicles; vacant campsites might become sites for small cabins. Or, as these nomads will be looking for temporary accommodation, spare rooms or entire houses might be made available. To find these dwellings, they might use apps that bring great efficiency to managing housing occupancy, enabling the “sharing” (renting) of unoccupied space for days, weeks or months.
Are regional towns ready to embrace these “emerging nomads” who are attracted by affordable living costs, network coverage, fast internet speeds, great weather, temporary housing options and unique regional identities, as the grey nomads were before them?
Grey nomads are recognised as a group that requires distributed infrastructures. They demonstrate a capacity for domesticity and urbanity without boundaries. The grey nomads are the precursor to a new generation that might not only want to travel, but need to in an economic environment that is not static or stable. And that will mean they can no longer afford to stay in one place.
This article was co-authored by Amelia Borg, a director of Sibling Architecture and a Masters of Business student at the University of Melbourne.
The Conversation is co-publishing articles with Future West (Australian Urbanism), produced by the University of Western Australia’s Faculty of Architecture, Landscape and Visual Arts. These articles look towards the future of urbanism, taking Perth and Western Australia as its reference point, with the latest series focusing on the regions. You can read other articles here.
The federal government’s National Energy Guarantee aims to reduce greenhouse gas emissions in the electricity industry by 26% of 2005 levels. But for Australia to meet its Paris climate change commitments, this 26% reduction will need to be replicated economy-wide.
In sectors such as aviation this is going to be very costly, if not impossible. Our modelling of the carbon price introduced by the Gillard government shows it had no detectable effect on kilometres flown and hence carbon emitted, despite being levied at A$23-$24 per tonne.
If Australia is to meet its Paris climate commitments, the National Energy Guarantee target will need to be raised or radical measures will be required, such as putting a hard cap on emissions in sectors such as aviation.
Our analysis of domestic aviation found no correlation between the Gillard government’s carbon price and domestic air travel, even when adjusting statistically for other factors that influence the amount Australians fly.
To reduce aviation emissions, a carbon price must either make flying less carbon intensive, or make people fly less.
In theory, a carbon tax should improve carbon efficiency by increasing the costs of polluting technologies and systems, relative to less polluting alternatives. If this is not possible, a carbon price might reduce emissions by making air travel more expensive, thereby encouraging people to either travel less or use alternative modes of transport.
Why the carbon price failed to reduce domestic aviation
The cost of air travel has fallen dramatically over the last 25 years. As the chart below shows, economy air fares in Australia in 2018 are just 55% of the average cost in 1992 (after adjusting for inflation).
A carbon price could incentivise airlines to reduce emissions by improving their management systems or changing plane technology. But such an incentive already existed in 2012-2014, in the form of high fuel prices.
A carbon price would only provide an additional incentive over and above high fuel prices if there is an alternative, non-taxed form of energy to switch to. This is the case for electricity generators, who can switch to solar or wind power.
What would meeting Australia’s Paris commitment require?
Given the failure of the carbon price to reduce domestic air travel, there are two possibilities to reduce aviation emissions by 26% on 2005 levels.
The first is to insist on reducing emissions across all industry sectors. In the case of aviation, the modest A$23-$24 per tonne carbon price did not work.
Hard caps on emissions will be needed. Given the difficulty of technological change, this will require that people fly less.
The second option is to put off reducing aviation emissions and take advantage of more viable sources of emissions reduction elsewhere.
By increasing the National Energy Guarantee target to well above 26%, the emission reductions in the energy sector could offset a lack of progress in aviation. This is the most economically efficient way to reduce economy-wide emissions, but does little to reduce carbon pollution from aviation specifically.
Airline emissions are likely to remain a difficult problem, but one that needs to be tackled if we’re to stay within habitable climate limits.
What sorts of weather lead us to change our daily travel behaviour? How do we respond to scorching heatwaves, sapping humidity, snow and frost, strong winds, or torrential rain? International research shows weather is important in shaping our everyday movements.
Firstly, how do we explain people’s common obsession with the weather? As Samuel Johnson put it:
It is commonly observed, that when two Englishmen meet, their first talk is of the weather; they are in haste to tell each other, what each must already know, that it is hot or cold, bright or cloudy, windy or calm.
Is this merely a keen (or indeed pathological) interest in the subject?
According to Kate Fox, these conversations are not really about the weather at all: weather-speak is a form of code, evolved to help Anglo-Australian people overcome their natural reserve and actually talk to one another. Weather-speak can be used as a greeting, as an ice-breaker, and/or as a “filler” subject.
But, beyond its use as a conversation prop and social bonding device, weather does play a major role in travel behaviour. And as the impacts of climate change unfold, the severity and frequency of extreme weather conditions are predicted to increase.
A better understanding of the dynamics of the relationship between weather and travel behaviour is thus essential in helping cities develop transport and planning responses appropriate to their conditions.
What do we know about the weather-travel relationship?
It’s complicated. Research on the weather-travel relationship has revealed that effects vary by mode of travel.
Active transport, such as walking and cycling, is the most vulnerable to variations in the weather. Arriving drenched is both uncomfortable and impractical, so we might drive rather than face this prospect. Wet weather forecasts are likely to trigger a travel mode shift as travellers opt for greater comfort and safety.
But the day of the week also affects these decisions. Inclement weather is more likely to reduce weekend and off-peak travel – the so-called discretionary trips – than standard weekday commute trips. Clearly, travel purpose plays a stronger role than weather.
Geographic variations across the transit network have been observed too. Bad weather has more serious effects in areas with less frequent services and without protected bus and rail stops. Travellers in areas with more frequent services and well-designed shelters appear to be less sensitive to bad weather.
In areas with high population densities, the effect of weather also appears to weaken. This is particularly the case for active transportation such as cycling.
How we travel during inclement weather also involves more subtle changes. Trip chaining, or the process of stringing together multiple smaller journeys into a larger one, is reduced in complexity, particularly on rainy days.
In terms of “extreme” weather, not all types have the same effect. Heavy precipitation (snow or rain) and, to a lesser extent, extremely high or low temperatures appear to have a greater effect on travel behaviour than strong winds or high humidity.
Adapting to weather conditions
We cannot change the weather. But we can plan our transport systems to be more resilient and better shield us from the weather when we travel.
If we don’t do this, we will face the same crisis as Transport for London. Since its privatisation, its train services experience delays every autumn and winter due to “leaves on the line” and “the wrong type of snow”.
What kind of transport adaptations are available and work? The options range from offering passengers a more diverse choice of modes, to improving existing infrastructure. For example, making public transport stations more user-friendly could soften the impact of bad weather.
More seamless interchanges may have a strong effect, as commuters generally find modal transfers stressful. Temperature-controlled, covered or underground transfer stations would protect passengers while between modes of transport.
Active travel infrastructure is particularly important. Cities that are committed to supporting non-motorised transport have implemented or proposed bold policies.
Projecting roofs and porticoes shield us from the hot sun or precipitation. Vegetation lessens the impacts of both cold wind in temperate and subpolar latitudes and hot sunshine elsewhere.
Beyond these incremental interventions, a fundamental rethink of our urban design approach is necessary. The key to limiting and adapting to the effects of weather on travel may well be the “30-minute city”. But this can only be achieved through high densities and mixed land use – concepts that have so far generated fierce resistance and NIMBYism in Australia.
Another word of caution. What works in one climate zone might not work in another. This is because human bodies and minds adjust and develop different expectations and tolerance to weather and temperature patterns. For example, the optimal temperature range for cycling is as broad as 4-40°C in continental climates, but as narrow as 15-32°C in subtropical climates.